W-2 forms (previous 2 years)
Pay stubs (2 most recent)
If self-employed-Two years signed tax returns with all schedules & YTD profit & loss
Employer name & address ( 2 year history)
Bank Accounts(s) Statements (recent 2 months)
Statements for 401(k)s,stocks, other investments (most recent)
Photo identification (valid Driver’s License or Passport)
Letter of explanation (signed and dated) of any large deposits other than normal payroll into accounts.
Letter of explanation (signed and dated) of any inquiries on credit report.
If selling your current home – Contract for home being sold
For eligible Active Military and Veterans- DD214 & Certificate of Eligibility
Divorce Decree and Separation Agreement (if applicable).
Additional items below for home purchase and refinance requirements.
New home Sales Agreement, specifications, plans, and/or legal description
Copy of Earnest Money Check
First time home buyers– Landlord name & address for previous 2 years
Copy of current deed
Most recent State property tax bill or receipt
Insurance Declaration Page
Survey (if applicable)